Survivorship protection

Family pension

If you earned more than 7.5 times the statutory income-related base amount during your employment, you have earned a family pension. If you die, the family pension is paid to your surviving spouse, cohabitee or registered partner for as long as he or she lives and to children up to the age of 21. The family pension cannot be opted out and is a compulsory element.

The family pension ceases if the survivor remarries/cohabits before the age of 60. A cohabitant can only be a beneficiary of a family pension earned after 1996.

If you have SPK Individual with refund protection, you cannot change this once the payment has started.

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